Standard Insurance Requirements

Insurance must be obtained, and certificates of insurance must be provided to the Corporation Counsel and the City department responsible for the agreement before commencing work, delivering material, or equipment. These Certificates of Insurance must be made out to the “City of Jamestown, Corporation Counsel, Jamestown, New York 14701,” comply with all coverage specifications of the contract, and be executed by an insurance company, agency, or broker licensed by the Insurance Department of the State of New York. The “ACORD” form certificate may be utilized, with the addition of the following two conditions verbatim:

Acknowledgement: The insurance companies providing these coverages acknowledge that the named insured is entering into a contract with the City of Jamestown, in which the named insured agrees to defend, hold harmless, and indemnify the City, its officials, employees, and agents against all claims resulting from work performed, material handled, and services rendered. The contractual liability coverage evidenced above covers the liability assumed under the City-contractor agreement.
Prior to non-renewal or cancellation of these policies, at least thirty (30) days advance written notice shall be given to the City’s Corporation Counsel and the City department requesting this Certificate before such change shall be effective.

Minimum Coverage Limits:

The minimum coverage limits are as follows:

Construction & Professional Maintenance Services:

Comprehensive General Liability (Comp. Gen. Liab.): $1,000,000 Combined Single Limit (CSL)
- Premises & Operations (Prem & Ops)
- Products & Completed Operations (Prods. & Compl. Ops)
- Independent Contractors
- Contractual
- Broad Form Property Damage (Broad Form P.D.)
- Explosion, Collapse, and Underground (X.C.U.)
- Personal Injury

Auto Liability: $1,000,000 Combined Single Limit (CSL)
- Owned
- Hired
- Non-Owned
Excess Umbrella Liability: $1,000,000
Worker’s Compensation & Employer’s Liability: Statutory
Disability Benefits: Statutory
Professional Liability:
- Not Applicable for Construction & Professional
- $1,000,000 for Maintenance Services

All coverage mentioned above should provide a minimum of $3,000,000 coverage for multiple occurrences.

The City of Jamestown must be named as an additional insured on all policies for coverage purposes, without payment of premium.

The comprehensive general liability requirement can be fulfilled by one or more policies or in combination with an excess umbrella liability policy. No umbrella policy is required if underlying coverage is at least $1,000,000.

Bid specifications or specific contracts, leases, or agreements may necessitate alternative coverage or limits, which can be indicated on the certificate instead of the specified coverage.

The expiration date for any claims-made policy must be at least ninety (90) days after the contract for services expires or final delivery of any products.

The City reserves the right to modify, reduce, or expand the coverage required herein on a case-by-case basis, depending on the project’s scope or the City’s potential exposure.

Revision: 6/94

Sample Yearly Excavation Bond:

Standard coverage amount is $20,000.00

KNOW ALL MEN BY THESE PRESENTS:

That we, _____________________________________________ of ________________________________________ (hereinafter called Principal) as Principal and the ______________________, a corporation organized under the laws of the State of ________________ and having its principal office at ___________________________________________________, (hereinafter called the Surety) as Surety, are held and firmly bound unto the City of Jamestown, a municipal corporation in the County of Chautauqua and State of New York, (hereinafter called the Obligee) in the sum of Twenty Thousand Dollars ($20,000.00) for the payment whereof said Principal and Surety bind themselves, their legal representatives, successors, and assigns jointly and severally, firmly by these presents:

WHEREAS, the Principal in the pursuit of business will make applications for permits to open, or make excavations pursuant to Chapter 26 of the Ordinances of the City of Jamestown, NY entitled Streets, Alleys and Highways, the terms and provisions of each such application and permit therefore are hereby made a part hereof as fully as if recited at length herein.

NOW THEREFORE, the conditions of this obligation are such that if the Principal shall make such excavation and shall perform all such work in accordance with the rules, regulations and ordinances of the City of Jamestown, and shall restore such places, sidewalks or highways to the state, or shape, existing prior to the commencement of such permitted work and to a safe condition for the use thereof and thereafter by the public, and if the Principal shall protect, indemnify and save harmless and Obligee against and from any and all damages or claims for damages for injury to other persons or property by reason of such permitted work which may arise during such permitted work or arising after the completion or abandonment of such permitted work, then this obligation shall be void, otherwise to remain in full force and effect, however, as to all such opening or excavations made by the Principal within a period of one year from _________________________________.

PROVIDED, however, that no right of action shall accrue upon this bond or by reason hereof, to or for the direct use or benefit of any one other than the Obligee herein named.