Received a Foreclosure Notice?
If you’ve received a notice indicating that your mortgage is in foreclosure or may soon be, it’s crucial to understand your rights and responsibilities. Fortunately, there are various Federal and State programs available, such as HAMP, HOPP, and MAP, that could assist you in remaining in your home. Even if options to retain the home are not viable, there may still be avenues to facilitate a smoother transition, such as through a short sale, deed-in-lieu, or cash for keys settlement.
Helpful Links:
Counseling Agencies in New York State
Foreclosure Process Info Sheet for New York State
General Foreclosure Information Sheet for New York State
HomeownerHelpNY
LawHelp
Legal Service Corporation
Mandatory Settlement Conference
Pre-Foreclosure Notice (RPAPL 1304)
Reverse Mortgage Pre-Foreclosure Notice (RPAPL 1304)
